Added up the change that was left in the change jug after we raided it this weekend, so I'll add that to the total.
Current Savings: $18,293.32
Total Savings: $19,159.83
Tuesday, October 16, 2007
Update Ad Nauseum
Okay, I'd pretty much stopped blogging for a while, so I'll start from scratch again.
Brick and Mortar Savings: $283.64
My Online Checking: $500.00
Brokerage: $100
Credit Union: $1719.00 (apparently it has been earning interest)
CDOne: $8446.93
CDTwo: $6755.53
Online Savings: $362.74
Our Online Checking: $16.99
Total: $18,283.32
Part of the reason the number is smaller than it was before is that a) my wife and I spent most of the change jug this weekend at a festival, and b) we let a relative borrow $240, which cost another $20 to wire.
However, here's what should be coming in:
Relative Payment- $200
Other Relative Payment- $410
Paycheck- $255
Total= $865
That means our Total Savings= $19,149.83
Brick and Mortar Savings: $283.64
My Online Checking: $500.00
Brokerage: $100
Credit Union: $1719.00 (apparently it has been earning interest)
CDOne: $8446.93
CDTwo: $6755.53
Online Savings: $362.74
Our Online Checking: $16.99
Total: $18,283.32
Part of the reason the number is smaller than it was before is that a) my wife and I spent most of the change jug this weekend at a festival, and b) we let a relative borrow $240, which cost another $20 to wire.
However, here's what should be coming in:
Relative Payment- $200
Other Relative Payment- $410
Paycheck- $255
Total= $865
That means our Total Savings= $19,149.83
Labels:
change jug,
interest,
investment,
job,
money,
saving,
spending,
well-deserved splurge
Friday, October 5, 2007
$200 loan
Making a loan to a family member (not my sister) who needs to borrow $200, so I'll adjust the numbers accordingly. I'm 100% positive this person will pay us back.
Current savings: $18,437.84
Total savings: $19,023.29
Current savings: $18,437.84
Total savings: $19,023.29
Tired.
It's been a REALLY LONG week- just started putting my bar application materials together. I have about four months to compile everything- and considering I've had at least six different addresses, 16 different jobs, and lived in two different states, it's going to be a monumental task.
Oh well- this is a personal finance blog, not a whine blog.
Spent $20 of the money we were going to deposit on the bar application fee- can't really argue with that purchase.
Spent another $20 of the money we were going to deposit on cigarettes and sundries. I tried to quit smoking (did quite well for awhile) but the stress of law school and the bar application is just too much right now. Will try again later.
On the bright side, we do get to add in another $14.84, due to the interest we've earned. So we really only have to subtract $25.16 from the total.
Current savings: $18,637.84
Total Savings: $19,023.29
Oh well- this is a personal finance blog, not a whine blog.
Spent $20 of the money we were going to deposit on the bar application fee- can't really argue with that purchase.
Spent another $20 of the money we were going to deposit on cigarettes and sundries. I tried to quit smoking (did quite well for awhile) but the stress of law school and the bar application is just too much right now. Will try again later.
On the bright side, we do get to add in another $14.84, due to the interest we've earned. So we really only have to subtract $25.16 from the total.
Current savings: $18,637.84
Total Savings: $19,023.29
Labels:
interest,
investment,
money,
spending,
waste of money
Monday, October 1, 2007
Add It Up
I've decided that I will go through our various accounts on the first of the month and list our assets, so I can see where the money is going.
Online Brokerage: $100 (I'm not changing that number, as it fluctuates each day)
Online Checking Account: $500 (in case I need direct deposit)
Online Savings and CDs: $15,529.79
Credit Union: $1500 (wife saves $200 every two weeks)
Interest on CDs to Date: $40.65
Brick and Mortar Savings: $727.39 (damn $18 maintenance fee this month!)
Change Jug: unable to check until I get home- will update later.
That give us a total of $18,397.83. Which seems low.
However, it doesn't take into account the (a) change jug total, which is getting close to $100, (b) the $78 check we're depositing tomorrow, and (c) the $100 we're depositing tomorrow as well.
Once I get the change jug money finalized, I'll come up with a new current and total savings number.
Edit: We have a grand total of $87.72 in the change jug.
When added with the additional $178 mentioned above, our current numbers are:
Current savings: $18,663.55
Total Savings: $19,048.55
Online Brokerage: $100 (I'm not changing that number, as it fluctuates each day)
Online Checking Account: $500 (in case I need direct deposit)
Online Savings and CDs: $15,529.79
Credit Union: $1500 (wife saves $200 every two weeks)
Interest on CDs to Date: $40.65
Brick and Mortar Savings: $727.39 (damn $18 maintenance fee this month!)
Change Jug: unable to check until I get home- will update later.
That give us a total of $18,397.83. Which seems low.
However, it doesn't take into account the (a) change jug total, which is getting close to $100, (b) the $78 check we're depositing tomorrow, and (c) the $100 we're depositing tomorrow as well.
Once I get the change jug money finalized, I'll come up with a new current and total savings number.
Edit: We have a grand total of $87.72 in the change jug.
When added with the additional $178 mentioned above, our current numbers are:
Current savings: $18,663.55
Total Savings: $19,048.55
Labels:
change jug,
interest,
investment,
money,
saving,
waste of money
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